The Three Month Challenge.

It’s been a while since I’ve posted anything… so I thought I would share a little experience and lesson I learned a few months back and the perspective it gave me. It’s about money and with being young I didn’t feel entitled to talk about this topic but I think it’s important to be smart with your money and to save it when you can.

Being human, I don’t know about you, but I always want something. And I noticed my wanting was really bad when it came to shopping. I would spend $50-$200 at a time. I would spend most of my paycheck on clothes, and when I was with other people, I would spend more.

Last June, someone close to me noticed this bad habit and told me to consider not shopping for the whole summer. This means no spending money on anything unless I needed it or it was food with friends (social event).

To be honest, I didn’t want to do it. I didn’t like the idea of it. Why? Because I can be selfish and self-centered (GASP I said it!). I never wanted to admit that. Wanting what others have, just because they have it isn’t good. There’s nothing wrong with treating yourself, but it’s bad when your perspective is in the wrong place and when you need to for things that are more important. It’s the mindset of “I need that to look cute” or “My wardrobe would be complete with it.” Let’s be honest, the wardrobe will never be complete and the sooner you know that, the easier life will be 😉

I’m not saying spending money is bad, it’s when you need to save the money and spend it mindlessly instead, that’s when it can be harmful. For instance, remember that shirt, you’ve only worn once… but… It’s been hanging in your closet for months. “But I’ll have an occasion!” “I’ll wear it all the time!” Let’s be honest, you wear the same 4 shirts and 2 pairs of pants every month. You don’t need that piece of item. If you this mindset, I’m talking to you.

So I did it, I spent the summer saving my money instead of shopping. Was it hard? YES! Was it worth it? YES!

Trust me I love to mindlessly spend money, but it’s not healthy for the wallet or for well-being. I was trying to save money for a car. But I noticed that it was taking a long time because I was spending 1/2 my paycheck or more on clothes or mindless items. Where that money should have been going straight to a car. It was an “I have the money and I can always make more.” I had to change my perspective.

I was able to save my money and I realized, the more I stopped spending money on the little stuff, the sooner I could get my car. Not only was I able to get a car with cash, but also pay (no debt) for my first semester of college. Therefore, less shopping = more saving = smarter use of money.

I briefly mentioned the change of my perspective. I was so focused on the now and the fun instead of thinking smart. I’m now able to control myself in a store and just have fun looking around. Let me tell you, you can have fun and shop with friends without buying anything. If you need help, make a mental list and pretend to shop. OR act like you are shopping for your friends (or really do:).

And finally, It gives more money to spend and bless those around you. It’s amazing how much money can be saved if you only spend money on what you need.

Maybe you don’t want to do a whole three months of no shopping… instead, I challenge you to spend money on only what you need instead of want and see what you learn. Your lesson may be different, but it will change your perspective.

 

“Then he said to them,“Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.”” Luke 12:15

“A tranquil heart gives life to the flesh, but envy makes the bones rot.” Proverbs 14:30

“”One who is faithful in a very little is also faithful in much, and one who is dishonest in a very little is also dishonest in much. If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches? And if you have not been faithful in that which is another’s, who will give you that which is your own? No servant can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.”” Luke 16:10-13

“Do not love the world or the things in the world. If anyone loves the world, the love of the Father is not in him. For all that is in the world—the desires of the flesh and the desires of the eyes and pride of life—is not from the Father but is from the world. And the world is passing away along with its desires, but whoever does the will of God abides forever.” 1 John 2:15-17

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